• 845-272-1018
  • rpolanco@icghome.com
  • 81 Center St., Ellenville NY 12428

Refinance

Refinancing can make your dreams a reality! You can reduce your monthly payments, home improvements or consolidating debt

Buy a home

Home ownership is within your grasp! We have many programs to meet with your specific needs and goals. We can even help you with your credit score!

Get Cash

With home prices at an all time high, you may be sitting on a gold mine of equity. That's cold, hard CASH you can pull from your home RIGHT NOW!

Ready to start now?

Get pre-approved now and reach your goals!

Simplified options for you!

We are here to make sure you reach your goals and will use the program that will help you do just that! Click any one of our programs and see if you qualify.

FHA

Are you a first time home buyer? With an FHA loan you can put down a low down payment. FHA also allows you to qualify with a lower credit score than other programs. Click here to see if you qualify.

Refinance

Needs cash? Maybe your looking to accomplish some home inprovement projects or you want to consolidate your current debt. We can help, click here to see if you qualify and to receive a free equity report

Reverse mortgage

Looking to retire but you are worried about your mortgage payments? We can help with a reverse mortgage. Supplement your income and never have to pay a mortgage payment again! Click here to see if you qualify.

ITIN Program

Are you paying your taxes using an ITIN number? We can help you qualify for a mortgage. Click here to see if you qualify.

Bank Statement

Are you a business owner looking to purchase a home? We can use 12-24 months of your bank statements to qualify you. Click here to see if you qualify.

PNL STATEMENTS

Are you a business owner looking to purchase a home? We can use a 12 months PNL statement to help you qualify. Click here to see if you qualify.

We have the team & experience you need

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Families served

What Our Clients Say!

These are just some of the families and people we have helped

Excellent communication and very knowledgeable loan processors
Andreka W.
New Home Owner - 2022
Richard did a great job
Gladys B. N.
Refinance -2021
I enjoyed working with Rich. Overall process was very simple.
David A. F.
Refinance 2021

Schedule a no obligation quote

Whether you are looking to buy a home or want to see your options for refinancing, you can book an appointment by clicking the link below.

We make the mortgage process simple!
  • Pre-approval:

    Submit your information and documents via our easy to use online portal. Our expert mortgage professionals review your information

  • Your approved:

    Once all of your information and documents are verified to qualify you for a loan, you receive your pre-approval.

  • Time to start shopping

    Now we connect you to one of our Elite Realtors to take you shopping!

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Calculate your mortgage and see what you can afford

ICG is an award-winning direct mortgage lender
ICG ellenville is here to help you achieve your goals!
Our customers matter!
We pride ourselves in making sure our customers are our top priority and our numbers back that up!
  • 100% Customer Satisfaction

    We make sure everyone of our borrowers are taken care of by one of our elite team members.

  • 50K+ Happy Clients

    Our experience allows us to help our borrowers reach their goals with a simple, stress free process.

  • Elite Team Members

    We only use the best! From our Loan Officers to our real estate contacts, we only work with the best!

Speak with an expert
Want help getting started? We are here to help to make this an easy process. Submit your information and speak to onje of our Elite team members.

    Meet some of our team

    These are just a few of the talented team members you have at your disposal

    Richard Polanco

    Branch manager / loan officer

    rpolanco@icghome.com
    203-909-1054

    Gershom Polanco

    Branch Manager

    gpolanco@icghome.com
    845-272-1018

    Amy Bryant

    Graphic Designer

    abryant@icghome.com
    845-272-1018

    We can help you buy your dream home!

    WE WALK YOU THROUGH THE PROCESS STEP BY STEP. WE MAKE SURE THIS IS A SMOOTH AND STRESS FREE TRANSACTION INTO YOUR NEW HOME!

    Want to find out how much cash or equity you have available?

    looking to purchase a new home or investment?

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